Mortgages by Catherine

My name is Catherine Ellis and I am a Mortgage Professional with Xeva Mortgage. My goal is to help you build wealth through equity in real estate.

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I look forward to hearing from you and helping you develop a plan for your home ownership future whether it be your first home, building your rental portfolio or debt consolidation and refinance. I will find the perfect product to meet your needs.

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Welcome to Mortgages by Catherine

My goal is to help you build wealth through equity in real estate. I will help you build the foundations, budget and plan to assist you to purchase your first home, and to acheive financial freedom.

I strive with every client to help build an individualized plan based on their needs, to create achievable goals, with knowledge to make informed decisions with regards to your real-estate investments.

Originally from Ontario, having spent many years in the Okanagan Valley, and now  based out of Vancouver,  I have many clients and business partners accross the province and country, you can locate my partners on the partners across the country and the province of BC.

As a Mortgage Professional, I have access to over 50 different lenders and a variety of products to meet each individuals needs of my clients.

How Can I Help You?

Buying Your First Home

Buying your first home is one of the biggest moments of your life. My role is to be there every step of the way, to provide you with the knowledge and resources needed to be confident and successful in your decisions. There are many steps to take when buying a home; saving your down payment; building credit; pre-approvals and shopping for your first home. My promise to you is to be there every step of the way to help you through the process.

Commercial Lending

My background in finance and real-estate investment allows me to provide an in-depth review of your potential commercial investment needs, and to deliver lending solutions from land acquisition to construction resale.  I can provide you with an array of solutions dependent on your busines needs and timeframes to help finalize your investment projects.

Debt Consolidation & Equity Take Out

Debt can be suffocating, overwhelming and  cause strain both personally & in relationships. My goal is to help you to breathe again. With rates on the rise, it is more important than ever to  manage your expenses. My hands-on approach will allow us to review all your existing expenses, liabilities & income. My product, and lender knowledge will allow us to create a strategy to streamline your expenses and enable you to  pay down your debt faster.

Real-Estate Investment

Looking at building a real-estate investment portfolio,, and building wealth whilst someone else is paying your mortgage? As a mortgage professional, I can help.  With changing mortgage regulations and  lender guidelines, it is important to ensure you create a strategy to  lay the foundation for your investment goals. Having assisted investors with both small and large properties, I have extensive knowledge and background on which lenders and products would be best suited to your investment goals.

Lenders

I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.

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Testimonials

Catherine was extremely patient with me, and answered my millions of questions. I really appreciated the time she spent to explain things to me since I’m a first time buyer. She also went the extra mile and got a bit more of a discount on my rate from the lender, even after I signed and agreed for a higher one!

All in all, great experience in dealing with Catherine. Responds quickly even at absurd hours sometimes! Professional, responsive and friendly. I definitely recommend her services

Elden C

Catherine was so incredibly helpful for this first time home buyer. She took the time to explain all the steps, made sure I stayed on track by checking in consistently, worked so hard to get me a reasonable rate, and was always accessible/approachable with an answer to any question I had, no matter how trivial it was. She made sure I was comfortable with my final decision, and in the end I couldn’t be happier with my experience!

Caitlin M

We can’t thank Catherine enough for her help in securing a mortgage for our first home purchase! She’s a pleasure to work with — smart, organized, fast and very professional.
Belle Liu

Blog

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The Bank of Canada Raises Policy Interest Rate

The Bank of Canada’s Target Rate up .25% July 12th marks the Bank of Canada’s first announcement of a hike in the policy interest rate which is the target for the overnight lending rate. This is the first increase to the policy interest rate in 7 years. The overnight...

The Sky Isn’t Falling, I Promise.

If you have watched the news in the last few days/weeks you may have seen that fixed mortgage rates have been on the rise. Also, there is news that the Bank of Canada might increase the benchmark rate. The sky isn’t falling! Rates have been historically low for many...

Mortgages by Catherine

Contact Catherine

Catherine Ellis

Mortgage Broker

1 (778) 835 4565

mortgagesbycatherine@gmail.com